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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $409,324 | $109,359+274.3% | $162,177+152.4% | $72,975+460.9% |
| Participation rate | 98.5% | 84.3%+14.2pp | 87.6%+10.9pp | 69.5%+29.0pp |
| Annual return | 23.36% | 25.46%-2.1pp | 115.60%-92.2pp | 81.01%-57.7pp |
| Employer contribution / active EE | $0 | $3,907-100.0% | $5,613-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $11,670 | $5,481+112.9% | $7,297+59.9% | $3,608+223.5% |
| Admin fee / account holder | $1,677 | $7,972-79.0% | $10,843-84.5% | $5,124-67.3% |