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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $458,800 | $138,366+231.6% | $184,185+149.1% | $80,911+467.0% |
| Participation rate | 97.6% | 83.9%+13.7pp | 86.8%+10.8pp | 67.6%+30.0pp |
| Annual return | 15.18% | 20.02%-4.8pp | 28.81%-13.6pp | 35.63%-20.4pp |
| Employer contribution / active EE | $17,601 | $4,849+263.0% | $6,426+173.9% | $2,756+538.7% |
| Participant deferral / active EE | $16,226 | $7,074+129.4% | $9,132+77.7% | $4,297+277.6% |
| Admin fee / account holder | $9,083 | $10,484-13.4% | $13,909-34.7% | $6,935+31.0% |