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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $457,231 | $123,793+269.3% | $177,840+157.1% | $79,852+472.6% |
| Participation rate | 93.9% | 84.7%+9.3pp | 87.7%+6.2pp | 69.6%+24.3pp |
| Annual return | 16.83% | 22.82%-6.0pp | 48.32%-31.5pp | 31.72%-14.9pp |
| Employer contribution / active EE | $14,315 | $4,095+249.6% | $5,919+141.9% | $2,471+479.3% |
| Participant deferral / active EE | $15,438 | $5,956+159.2% | $7,714+100.1% | $3,740+312.7% |
| Admin fee / account holder | $58,777 | $7,243+711.6% | $12,431+372.8% | $5,306+1007.7% |