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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,253 | $29,733+1.7% | $56,025-46.0% | $80,959-62.6% |
| Participation rate | 41.2% | 41.7%-0.5pp | 52.5%-11.3pp | 67.7%-26.5pp |
| Annual return | 15.31% | 35.28%-20.0pp | 1712.69%-1697.4pp | 35.67%-20.4pp |
| Employer contribution / active EE | $853 | $672+26.9% | $1,042-18.1% | $2,757-69.1% |
| Participant deferral / active EE | $1,729 | $1,229+40.7% | $1,955-11.5% | $4,300-59.8% |
| Admin fee / account holder | $12 | $2,434-99.5% | $2,828-99.6% | $6,925-99.8% |