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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,253 | $29,716+1.8% | $56,077-46.1% | $80,925-62.6% |
| Participation rate | 41.2% | 41.7%-0.5pp | 52.5%-11.3pp | 67.7%-26.5pp |
| Annual return | 15.31% | 35.30%-20.0pp | 1709.28%-1694.0pp | 35.65%-20.3pp |
| Employer contribution / active EE | $853 | $671+27.1% | $1,040-18.0% | $2,756-69.1% |
| Participant deferral / active EE | $1,729 | $1,228+40.8% | $1,954-11.5% | $4,299-59.8% |
| Admin fee / account holder | $12 | $2,432-99.5% | $2,825-99.6% | $6,940-99.8% |