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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,253 | $29,670+2.0% | $56,054-46.0% | $80,911-62.6% |
| Participation rate | 41.2% | 41.7%-0.5pp | 52.5%-11.3pp | 67.6%-26.5pp |
| Annual return | 15.31% | 35.24%-19.9pp | 1705.95%-1690.6pp | 35.63%-20.3pp |
| Employer contribution / active EE | $853 | $670+27.3% | $1,039-17.9% | $2,756-69.1% |
| Participant deferral / active EE | $1,729 | $1,227+40.9% | $1,952-11.4% | $4,297-59.8% |
| Admin fee / account holder | $12 | $2,431-99.5% | $2,822-99.6% | $6,935-99.8% |