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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,707 | $27,632-32.3% | $61,452-69.6% | $68,486-72.7% |
| Participation rate | 39.5% | 39.5%0pp | 52.6%-13.0pp | 67.9%-28.4pp |
| Annual return | -20.54% | -13.24%-7.3pp | 338.96%-359.5pp | -7.85%-12.7pp |
| Employer contribution / active EE | $872 | $696+25.3% | $1,160-24.8% | $2,597-66.4% |
| Participant deferral / active EE | $1,624 | $1,264+28.5% | $2,125-23.6% | $4,028-59.7% |
| Admin fee / account holder | $36 | $2,010-98.2% | $2,131-98.3% | $5,404-99.3% |