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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,914 | $108,695-90.9% | $74,722-86.7% | $152,897-93.5% |
| Participation rate | 50.0% | 65.4%-15.4pp | 54.5%-4.5pp | 82.5%-32.5pp |
| Annual return | 37.78% | 114.11%-76.3pp | 753.11%-715.3pp | 345.43%-307.6pp |
| Employer contribution / active EE | $1,193 | $1,504-20.7% | $1,084+10.0% | $4,764-75.0% |
| Participant deferral / active EE | $2,126 | $2,712-21.6% | $1,963+8.3% | $5,851-63.7% |
| Admin fee / account holder | $431 | $4,906-91.2% | $3,335-87.1% | $11,599-96.3% |