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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,095 | $27,936-17.3% | $58,561-60.6% | $75,173-69.3% |
| Participation rate | 44.4% | 38.8%+5.6pp | 50.9%-6.4pp | 67.2%-22.8pp |
| Annual return | 21.52% | 44.21%-22.7pp | 4251.33%-4229.8pp | 160.72%-139.2pp |
| Employer contribution / active EE | $951 | $670+42.0% | $1,053-9.7% | $2,671-64.4% |
| Participant deferral / active EE | $1,801 | $1,202+49.8% | $1,923-6.4% | $4,126-56.4% |
| Admin fee / account holder | $19 | $1,727-98.9% | $2,520-99.3% | $5,651-99.7% |