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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,157 | $70,587-77.1% | $124,693-87.0% | $85,847-81.2% |
| Participation rate | 100.0% | 64.4%+35.6pp | 74.6%+25.4pp | 69.3%+30.7pp |
| Annual return | 12.60% | 20688.83%-20676.2pp | 5144.19%-5131.6pp | 318.61%-306.0pp |
| Employer contribution / active EE | $1,953 | $1,913+2.0% | $3,324-41.3% | $2,565-23.9% |
| Participant deferral / active EE | $1,675 | $2,969-43.6% | $4,615-63.7% | $3,952-57.6% |
| Admin fee / account holder | $834 | $5,282-84.2% | $7,494-88.9% | $6,261-86.7% |