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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,334 | $136,307-55.0% | $106,619-42.5% | $273,972-77.6% |
| Participation rate | 95.7% | 84.8%+10.9pp | 78.0%+17.7pp | 83.0%+12.6pp |
| Annual return | 406.56% | 11.05%+395.5pp | 9.42%+397.1pp | 41.46%+365.1pp |
| Employer contribution / active EE | $2,876 | $5,190-44.6% | $3,947-27.1% | $4,869-40.9% |
| Participant deferral / active EE | $1,053 | $4,969-78.8% | $3,930-73.2% | $5,287-80.1% |
| Admin fee / account holder | $3,323 | $8,625-61.5% | $6,418-48.2% | $10,133-67.2% |