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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,410 | $56,339-76.2% | $104,301-87.1% | $68,486-80.4% |
| Participation rate | 100.0% | 63.3%+36.7pp | 73.3%+26.7pp | 67.9%+32.1pp |
| Annual return | -11.98% | -9.19%-2.8pp | 24.61%-36.6pp | -7.85%-4.1pp |
| Employer contribution / active EE | $2,286 | $1,960+16.6% | $3,373-32.2% | $2,597-11.9% |
| Participant deferral / active EE | $1,975 | $3,077-35.8% | $4,626-57.3% | $4,028-51.0% |
| Admin fee / account holder | $1,053 | $4,902-78.5% | $7,340-85.7% | $5,404-80.5% |