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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,844 | $61,605-75.9% | $112,273-86.8% | $75,173-80.3% |
| Participation rate | 98.6% | 61.7%+36.9pp | 72.4%+26.2pp | 67.2%+31.4pp |
| Annual return | 11.41% | 28.47%-17.1pp | 30.23%-18.8pp | 160.72%-149.3pp |
| Employer contribution / active EE | $2,110 | $2,015+4.7% | $3,431-38.5% | $2,671-21.0% |
| Participant deferral / active EE | $2,385 | $3,108-23.3% | $4,800-50.3% | $4,126-42.2% |
| Admin fee / account holder | $2,564 | $4,862-47.3% | $7,752-66.9% | $5,651-54.6% |