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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,781 | $58,851-63.0% | $115,170-81.1% | $72,975-70.2% |
| Participation rate | 73.5% | 65.5%+7.9pp | 75.9%-2.4pp | 69.5%+4.0pp |
| Annual return | 12.40% | 23.16%-10.8pp | 35.60%-23.2pp | 81.01%-68.6pp |
| Employer contribution / active EE | $2,898 | $1,798+61.2% | $3,179-8.8% | $2,440+18.8% |
| Participant deferral / active EE | $2,002 | $2,643-24.2% | $4,169-52.0% | $3,608-44.5% |
| Admin fee / account holder | $1,582 | $6,370-75.2% | $7,089-77.7% | $5,124-69.1% |