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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,183 | $64,324-74.8% | $118,914-86.4% | $79,856-79.7% |
| Participation rate | 100.0% | 64.9%+35.1pp | 75.4%+24.6pp | 69.6%+30.4pp |
| Annual return | 3.77% | 86.45%-82.7pp | 35.89%-32.1pp | 31.71%-27.9pp |
| Employer contribution / active EE | $2,676 | $1,836+45.8% | $3,264-18.0% | $2,471+8.3% |
| Participant deferral / active EE | $2,472 | $2,824-12.4% | $4,266-42.0% | $3,741-33.9% |
| Admin fee / account holder | $7,690 | $4,040+90.3% | $6,582+16.8% | $5,306+44.9% |