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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,389 | $56,197-38.8% | $67,652-49.2% | $59,633-42.3% |
| Participation rate | 54.8% | 71.5%-16.6pp | 75.7%-20.8pp | 68.7%-13.8pp |
| Annual return | 4.36% | 18508.10%-18503.7pp | 6625.40%-6621.0pp | 2041.45%-2037.1pp |
| Employer contribution / active EE | $0 | $1,615-100.0% | $2,266-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $2,305 | $2,844-18.9% | $3,560-35.3% | $3,192-27.8% |
| Admin fee / account holder | $4,856 | $3,958+22.7% | $4,821+0.7% | $4,297+13.0% |