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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,070 | $80,983-4.8% | $96,544-20.2% | $75,177+2.5% |
| Participation rate | 96.0% | 71.8%+24.2pp | 76.0%+20.0pp | 67.2%+28.8pp |
| Annual return | 13.78% | 27.05%-13.3pp | 25.88%-12.1pp | 160.75%-147.0pp |
| Employer contribution / active EE | $1,200 | $2,282-47.4% | $2,966-59.5% | $2,671-55.1% |
| Participant deferral / active EE | $4,476 | $3,929+13.9% | $4,851-7.7% | $4,126+8.5% |
| Admin fee / account holder | $10,087 | $6,717+50.2% | $8,254+22.2% | $5,651+78.5% |