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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,713 | $78,423-54.5% | $95,964-62.8% | $79,856-55.3% |
| Participation rate | 100.0% | 73.5%+26.5pp | 77.1%+22.9pp | 69.6%+30.4pp |
| Annual return | 11.15% | 19.37%-8.2pp | 91.64%-80.5pp | 31.71%-20.6pp |
| Employer contribution / active EE | $3,337 | $1,945+71.5% | $2,541+31.3% | $2,471+35.0% |
| Participant deferral / active EE | $4,074 | $3,440+18.4% | $4,167-2.2% | $3,741+8.9% |
| Admin fee / account holder | $916 | $5,622-83.7% | $6,797-86.5% | $5,306-82.7% |