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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,030 | $86,288-39.7% | $111,306-53.3% | $85,851-39.4% |
| Participation rate | 100.0% | 73.3%+26.7pp | 77.3%+22.7pp | 69.3%+30.7pp |
| Annual return | 11.55% | 19.99%-8.4pp | 54.67%-43.1pp | 318.63%-307.1pp |
| Employer contribution / active EE | $3,843 | $2,044+88.1% | $2,732+40.7% | $2,565+49.8% |
| Participant deferral / active EE | $5,140 | $3,641+41.2% | $4,488+14.5% | $3,952+30.1% |
| Admin fee / account holder | $2,378 | $8,189-71.0% | $7,966-70.1% | $6,261-62.0% |