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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,539 | $60,349-66.0% | $74,184-72.3% | $62,881-67.3% |
| Participation rate | 100.0% | 72.7%+27.3pp | 76.6%+23.4pp | 69.3%+30.7pp |
| Annual return | 7.52% | 21.38%-13.9pp | 17.74%-10.2pp | 20.14%-12.6pp |
| Employer contribution / active EE | $979 | $1,680-41.7% | $2,370-58.7% | $2,281-57.1% |
| Participant deferral / active EE | $1,889 | $2,856-33.9% | $3,550-46.8% | $3,203-41.0% |
| Admin fee / account holder | $869 | $4,261-79.6% | $5,586-84.4% | $4,296-79.8% |