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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,059 | $62,583-63.2% | $76,767-70.0% | $64,173-64.1% |
| Participation rate | 100.0% | 72.8%+27.2pp | 77.0%+23.0pp | 69.6%+30.4pp |
| Annual return | -7.68% | -1.95%-5.7pp | 2.43%-10.1pp | 7.63%-15.3pp |
| Employer contribution / active EE | $1,800 | $1,832-1.7% | $2,485-27.6% | $2,381-24.4% |
| Participant deferral / active EE | $2,227 | $3,145-29.2% | $3,852-42.2% | $3,470-35.8% |
| Admin fee / account holder | $385 | $4,667-91.7% | $6,675-94.2% | $4,887-92.1% |