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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,812 | $72,177+43.8% | $115,038-9.8% | $59,633+74.1% |
| Participation rate | 78.1% | 72.6%+5.6pp | 81.4%-3.2pp | 68.7%+9.5pp |
| Annual return | -0.80% | 12.02%-12.8pp | 26.14%-26.9pp | 2041.45%-2042.3pp |
| Employer contribution / active EE | $1,895 | $2,841-33.3% | $4,608-58.9% | $2,203-14.0% |
| Participant deferral / active EE | $5,304 | $4,783+10.9% | $6,026-12.0% | $3,192+66.2% |
| Admin fee / account holder | $2,002 | $4,927-59.4% | $8,175-75.5% | $4,297-53.4% |