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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,686 | $105,200+53.7% | $159,474+1.4% | $85,847+88.3% |
| Participation rate | 80.0% | 75.8%+4.2pp | 82.8%-2.8pp | 69.3%+10.7pp |
| Annual return | 10.24% | 45.08%-34.8pp | 263.68%-253.4pp | 318.61%-308.4pp |
| Employer contribution / active EE | $2,361 | $3,319-28.9% | $4,831-51.1% | $2,565-8.0% |
| Participant deferral / active EE | $7,544 | $5,946+26.9% | $7,353+2.6% | $3,952+90.9% |
| Admin fee / account holder | $28,824 | $6,934+315.7% | $10,802+166.8% | $6,261+360.4% |