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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,774 | $102,429+68.7% | $147,096+17.5% | $80,925+113.5% |
| Participation rate | 85.3% | 75.9%+9.4pp | 82.2%+3.1pp | 67.7%+17.6pp |
| Annual return | 11.42% | 135.02%-123.6pp | 419.75%-408.3pp | 35.65%-24.2pp |
| Employer contribution / active EE | $1,646 | $3,716-55.7% | $4,936-66.7% | $2,756-40.3% |
| Participant deferral / active EE | $7,660 | $6,649+15.2% | $8,071-5.1% | $4,299+78.2% |
| Admin fee / account holder | $24,331 | $7,957+205.8% | $13,005+87.1% | $6,940+250.6% |