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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,164 | $93,598+67.9% | $135,974+15.6% | $75,173+109.1% |
| Participation rate | 84.8% | 75.2%+9.7pp | 81.9%+2.9pp | 67.2%+17.6pp |
| Annual return | 14.80% | 30.89%-16.1pp | 68.30%-53.5pp | 160.72%-145.9pp |
| Employer contribution / active EE | $2,453 | $3,538-30.7% | $4,859-49.5% | $2,671-8.1% |
| Participant deferral / active EE | $6,508 | $6,405+1.6% | $7,760-16.1% | $4,126+57.7% |
| Admin fee / account holder | $11,304 | $6,978+62.0% | $10,767+5.0% | $5,651+100.1% |