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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,840 | $85,766+44.4% | $136,298-9.1% | $70,126+76.6% |
| Participation rate | 74.3% | 74.2%+0.1pp | 81.9%-7.6pp | 69.5%+4.7pp |
| Annual return | 13.93% | 31.46%-17.5pp | 5156.27%-5142.3pp | 73.15%-59.2pp |
| Employer contribution / active EE | $2,157 | $2,966-27.3% | $4,696-54.1% | $2,343-7.9% |
| Participant deferral / active EE | $5,305 | $5,051+5.0% | $6,247-15.1% | $3,332+59.2% |
| Admin fee / account holder | $15,622 | $5,421+188.2% | $9,244+69.0% | $4,645+236.3% |