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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,639 | $89,370+50.7% | $141,197-4.6% | $72,976+84.5% |
| Participation rate | 82.9% | 75.1%+7.7pp | 82.5%+0.4pp | 69.5%+13.4pp |
| Annual return | 16.64% | 111.88%-95.2pp | 71.41%-54.8pp | 81.02%-64.4pp |
| Employer contribution / active EE | $2,273 | $3,115-27.0% | $4,736-52.0% | $2,440-6.8% |
| Participant deferral / active EE | $7,635 | $5,419+40.9% | $6,710+13.8% | $3,608+111.6% |
| Admin fee / account holder | $22,952 | $5,957+285.3% | $10,265+123.6% | $5,124+347.9% |