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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,098 | $53,127+45.1% | $86,587-11.0% | $70,131+9.9% |
| Participation rate | 32.4% | 65.3%-32.9pp | 73.5%-41.1pp | 69.5%-37.1pp |
| Annual return | 13.56% | 27.66%-14.1pp | 964.86%-951.3pp | 73.14%-59.6pp |
| Employer contribution / active EE | $0 | $2,068-100.0% | $2,839-100.0% | $2,342-100.0% |
| Participant deferral / active EE | $1,580 | $2,696-41.4% | $3,609-56.2% | $3,332-52.6% |
| Admin fee / account holder | $5,786 | $3,585+61.4% | $4,906+17.9% | $4,645+24.5% |