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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,094 | $88,778-1.9% | $81,844+6.4% | $145,884-40.3% |
| Participation rate | 56.5% | 75.1%-18.5pp | 72.4%-15.9pp | 80.3%-23.8pp |
| Annual return | 14.40% | 1033.03%-1018.6pp | 778.87%-764.5pp | 551.85%-537.4pp |
| Employer contribution / active EE | $0 | $3,087-100.0% | $2,916-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $1,982 | $4,648-57.4% | $4,323-54.2% | $6,690-70.4% |
| Admin fee / account holder | $1,182 | $8,430-86.0% | $7,355-83.9% | $13,392-91.2% |