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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,810 | $96,691-26.8% | $86,656-18.3% | $139,487-49.2% |
| Participation rate | 58.3% | 74.4%-16.1pp | 71.7%-13.4pp | 80.3%-22.0pp |
| Annual return | 17.56% | 106.87%-89.3pp | 593.09%-575.5pp | 373.84%-356.3pp |
| Employer contribution / active EE | $0 | $3,267-100.0% | $3,025-100.0% | $4,755-100.0% |
| Participant deferral / active EE | $2,121 | $4,838-56.2% | $4,439-52.2% | $6,713-68.4% |
| Admin fee / account holder | $857 | $6,414-86.6% | $5,619-84.8% | $11,407-92.5% |