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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,623 | $60,139+70.6% | $90,461+13.4% | $79,856+28.5% |
| Participation rate | 34.4% | 65.0%-30.6pp | 72.7%-38.3pp | 69.6%-35.3pp |
| Annual return | 16.33% | 71.96%-55.6pp | 1294.76%-1278.4pp | 31.71%-15.4pp |
| Employer contribution / active EE | $0 | $2,069-100.0% | $3,264-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $1,062 | $2,939-63.9% | $3,964-73.2% | $3,741-71.6% |
| Admin fee / account holder | $2,788 | $3,978-29.9% | $5,617-50.4% | $5,306-47.5% |