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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,563 | $65,434+98.0% | $98,483+31.6% | $85,847+50.9% |
| Participation rate | 32.1% | 65.0%-32.9pp | 73.3%-41.2pp | 69.3%-37.2pp |
| Annual return | 13.40% | 21.75%-8.4pp | 1494.38%-1481.0pp | 318.61%-305.2pp |
| Employer contribution / active EE | $0 | $2,169-100.0% | $2,961-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $1,107 | $3,168-65.1% | $4,276-74.1% | $3,952-72.0% |
| Admin fee / account holder | $24,871 | $4,595+441.2% | $5,953+317.8% | $6,261+297.3% |