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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,972 | $49,177+56.5% | $79,467-3.1% | $64,173+19.9% |
| Participation rate | 38.7% | 65.0%-26.3pp | 73.3%-34.6pp | 69.6%-30.9pp |
| Annual return | -6.03% | -1.16%-4.9pp | 718.30%-724.3pp | 7.63%-13.7pp |
| Employer contribution / active EE | $0 | $2,076-100.0% | $2,800-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $1,869 | $2,821-33.7% | $3,704-49.5% | $3,470-46.1% |
| Admin fee / account holder | $308 | $3,839-92.0% | $5,104-94.0% | $4,887-93.7% |