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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,870 | $62,583+53.2% | $76,767+24.9% | $64,173+49.4% |
| Participation rate | 82.9% | 72.8%+10.0pp | 77.0%+5.9pp | 69.6%+13.3pp |
| Annual return | -0.35% | -1.95%+1.6pp | 2.43%-2.8pp | 7.63%-8.0pp |
| Employer contribution / active EE | $1,000 | $1,832-45.4% | $2,485-59.8% | $2,381-58.0% |
| Participant deferral / active EE | $3,191 | $3,145+1.5% | $3,852-17.2% | $3,470-8.0% |
| Admin fee / account holder | $5,225 | $4,667+12.0% | $6,675-21.7% | $4,887+6.9% |