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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,712 | $86,288+38.7% | $111,306+7.6% | $85,851+39.4% |
| Participation rate | 79.4% | 73.3%+6.1pp | 77.3%+2.1pp | 69.3%+10.1pp |
| Annual return | 6.91% | 19.99%-13.1pp | 54.67%-47.8pp | 318.63%-311.7pp |
| Employer contribution / active EE | $1,912 | $2,044-6.5% | $2,732-30.0% | $2,565-25.5% |
| Participant deferral / active EE | $4,317 | $3,641+18.6% | $4,488-3.8% | $3,952+9.2% |
| Admin fee / account holder | $7,326 | $8,189-10.5% | $7,966-8.0% | $6,261+17.0% |