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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,459 | $67,602+41.2% | $82,312+16.0% | $70,126+36.1% |
| Participation rate | 80.0% | 72.8%+7.2pp | 76.9%+3.1pp | 69.5%+10.5pp |
| Annual return | 8.39% | 21.57%-13.2pp | 25.88%-17.5pp | 73.15%-64.8pp |
| Employer contribution / active EE | $714 | $1,755-59.3% | $2,428-70.6% | $2,343-69.5% |
| Participant deferral / active EE | $3,254 | $2,987+8.9% | $3,706-12.2% | $3,332-2.3% |
| Admin fee / account holder | $5,019 | $4,512+11.2% | $5,608-10.5% | $4,645+8.0% |