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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,768 | $86,940+18.2% | $102,434+0.3% | $80,935+27.0% |
| Participation rate | 77.1% | 72.4%+4.8pp | 76.5%+0.6pp | 67.7%+9.5pp |
| Annual return | 5.27% | 18.89%-13.6pp | 29.46%-24.2pp | 35.66%-30.4pp |
| Employer contribution / active EE | $2,143 | $2,370-9.6% | $3,023-29.1% | $2,757-22.3% |
| Participant deferral / active EE | $3,508 | $4,121-14.9% | $5,055-30.6% | $4,299-18.4% |
| Admin fee / account holder | $6,248 | $8,047-22.4% | $9,462-34.0% | $6,924-9.8% |