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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,190 | $80,983+23.7% | $96,544+3.8% | $75,177+33.3% |
| Participation rate | 77.6% | 71.8%+5.8pp | 76.0%+1.6pp | 67.2%+10.4pp |
| Annual return | 6.08% | 27.05%-21.0pp | 25.88%-19.8pp | 160.75%-154.7pp |
| Employer contribution / active EE | $2,239 | $2,282-1.9% | $2,966-24.5% | $2,671-16.2% |
| Participant deferral / active EE | $3,912 | $3,929-0.4% | $4,851-19.4% | $4,126-5.2% |
| Admin fee / account holder | $10,018 | $6,717+49.1% | $8,254+21.4% | $5,651+77.3% |