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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,296 | $72,486+49.4% | $87,103+24.3% | $72,976+48.4% |
| Participation rate | 79.1% | 72.8%+6.3pp | 76.9%+2.2pp | 69.5%+9.6pp |
| Annual return | 10.13% | 24.46%-14.3pp | 28.19%-18.1pp | 81.02%-70.9pp |
| Employer contribution / active EE | $1,493 | $1,894-21.2% | $2,521-40.8% | $2,440-38.8% |
| Participant deferral / active EE | $3,362 | $3,270+2.8% | $4,049-17.0% | $3,608-6.8% |
| Admin fee / account holder | $13,481 | $5,055+166.7% | $7,491+79.9% | $5,124+163.1% |