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| Provider | Service type | Compensation |
|---|---|---|
Filed as: GREAT WEST LIFE & ANNUITY INSURANCE Service code 15 · EIN 84-0467907 | Recordkeeping | $4,640 |
Service code 27 · EIN 61-1732930 | Advisory (Plan) | $0 |
FROST INSURANCE AGENCY4 years Service code 22 · EIN 75-2760731 | Insurance Broker | $0 |
Filed as: MASS MUTUAL LIFE INSURANCE COMPANY Service code 64 | Recordkeeping Fees | $0 |
Filed as: PENTEC PENSION MANAGEMENT GROUP, IN Service code 64 · EIN 75-2776689 | Recordkeeping Fees | $0 |
RELIANCE TRUST COMPANY7+ years Service code 25 · EIN 58-1428634 | Directed Trustee | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,976 | $61,166-54.3% | $185,849-84.9% | $79,391-64.8% |
| Participation rate | 31.0% | 66.6%-35.7pp | 81.7%-50.7pp | 70.7%-39.7pp |
| Annual return | 13.71% | 19.45%-5.7pp | 122.10%-108.4pp | 116.88%-103.2pp |
| Employer contribution / active EE | $477 | $2,321-79.4% | $5,169-90.8% | $2,428-80.3% |
| Participant deferral / active EE | $1,232 | $2,789-55.8% | $5,569-77.9% | $4,046-69.5% |
| Admin fee / account holder | $142 | $710-79.9% | $16,244-99.1% | $627-77.3% |