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| Provider | Service type | Compensation |
|---|---|---|
FROST BANK2+ years Filed as: FROST BROKERAGE SERVICES Service code 22 · EIN 74-2404030 | Insurance Broker | $0 |
Filed as: MASS MUTUAL LIFE INS. CO. Service code 15 · EIN 04-1590850 | Recordkeeping | $0 |
Filed as: MASS MUTUAL LIFE INSURANCE COMPANY Service code 64 | Recordkeeping Fees | $0 |
Filed as: MESIROW FINANCIAL INVESTMENT MANGEM Service code 27 · EIN 36-3429599 | Advisory (Plan) | $0 |
MORNINGSTAR2+ years Filed as: MORNINGSTAR ASSOCIATES Service code 49 · EIN 36-4317381 | Other Services | $0 |
Filed as: PENTEC PENSION MANAGEMENT GROUP, IN Service code 64 · EIN 75-2776689 | Recordkeeping Fees | $0 |
RELIANCE TRUST COMPANY2+ years Service code 25 · EIN 58-1428634 | Directed Trustee | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,840 | $46,732-68.2% | $156,551-90.5% | $55,167-73.1% |
| Participation rate | 42.2% | 65.8%-23.6pp | 84.0%-41.8pp | 69.0%-26.8pp |
| Annual return | 6.77% | 17.72%-10.9pp | 32.23%-25.5pp | 169.23%-162.5pp |
| Employer contribution / active EE | $442 | $2,105-79.0% | $5,501-92.0% | $1,963-77.5% |
| Participant deferral / active EE | $1,199 | $2,204-45.6% | $4,871-75.4% | $3,054-60.7% |
| Admin fee / account holder | $0 | $418-100.0% | $13,028-100.0% | $504-100.0% |