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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 · EIN 61-1732930 | Advisory (Plan) | $0 |
FROST BANK3+ years Filed as: FROST BROKERAGE SERVICES Service code 22 · EIN 74-2404030 | Insurance Broker | $0 |
Filed as: MASS MUTUAL LIFE INS. CO. Service code 15 · EIN 04-1590850 | Recordkeeping | $0 |
Filed as: MASS MUTUAL LIFE INSURANCE COMPANY Service code 64 | Recordkeeping Fees | $0 |
MORNINGSTAR3+ years Filed as: MORNINGSTAR ASSOCIATES Service code 49 · EIN 36-4317381 | Other Services | $0 |
Filed as: PENTEC PENSION MANAGEMENT GROUP, IN Service code 64 · EIN 75-2776689 | Recordkeeping Fees | $0 |
RELIANCE TRUST COMPANY3+ years Service code 25 · EIN 58-1428634 | Directed Trustee | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,681 | $55,453-68.1% | $170,435-89.6% | $62,293-71.6% |
| Participation rate | 40.5% | 66.4%-25.8pp | 83.6%-43.1pp | 69.5%-29.0pp |
| Annual return | 13.37% | 21.38%-8.0pp | 205.94%-192.6pp | 28.90%-15.5pp |
| Employer contribution / active EE | $550 | $2,164-74.6% | $5,432-89.9% | $2,042-73.1% |
| Participant deferral / active EE | $1,415 | $2,303-38.6% | $4,939-71.4% | $3,169-55.4% |
| Admin fee / account holder | $106 | $455-76.8% | $13,881-99.2% | $479-78.0% |