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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MASS MUTUAL LIFE INS. CO. Service code 15 · EIN 04-1590850 | Recordkeeping | $550 |
Filed as: MASS MUTUAL LIFE INSURANCE COMPANY Service code 62 | Recordkeeping fees; Float revenue | $24 |
Service code 27 · EIN 61-1732930 | Advisory (Plan) | $0 |
FROST BANK4+ years Filed as: FROST BROKERAGE SERVICES Service code 22 · EIN 74-2404030 | Insurance Broker | $0 |
FROST INSURANCE AGENCY1 year Service code 22 · EIN 75-2760731 | Insurance Broker | $0 |
Filed as: PENTEC PENSION MANAGEMENT GROUP, IN Service code 64 · EIN 75-2776689 | Recordkeeping Fees | $0 |
RELIANCE TRUST COMPANY4+ years Service code 25 · EIN 58-1428634 | Directed Trustee | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,054 | $47,977-64.5% | $154,108-88.9% | $56,289-69.7% |
| Participation rate | 38.5% | 66.2%-27.7pp | 83.0%-44.6pp | 69.9%-31.4pp |
| Annual return | -6.07% | 3.54%-9.6pp | 735.21%-741.3pp | -9.96%+3.9pp |
| Employer contribution / active EE | $459 | $2,169-78.8% | $5,298-91.3% | $2,111-78.2% |
| Participant deferral / active EE | $1,292 | $2,392-46.0% | $5,081-74.6% | $3,350-61.4% |
| Admin fee / account holder | $92 | $438-79.0% | $13,411-99.3% | $521-82.3% |