Retirement plan

ATC 401(K) PROFIT SHARING PLAN

Name: AUTISM TREATMENT CENTER - ATC 401(K) PROFIT SHARING PLAN (2020) Form 5500
Creator: AUTISM TREATMENT CENTER
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ATC 401(K) PROFIT SHARING PLAN, AUTISM TREATMENT CENTER

AUTISM TREATMENT CENTEREIN 75-1518193Plan #003PY 2020

10503 METRIC DRIVE - DALLAS, TX 75243972-644-2076atcoftexas.orgLinkedIn51-200 employeesindividual & family services

Prospect flagsLow participationLow employer contributionLow participant contributionCorrective distributions

How to read this page

Total assets (EOY)

$4M

+20.4% from 2019

Total participants

335

+1.2% from 2019

Average account balance

$24,362

+20.4% from 2019

Annual return

15.28%

-4.57 pp from 2019

Benchmarks

See 395 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Cohort395 peers

Snapshot2020

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$4.25M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$41K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

103

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

24.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$218K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$858

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.26%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$102

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 6 by compensation

Provider	Service type	Compensation
MASSACHUSETTS MUTUAL LIFE INS. CO.6+ years Filed as: MASS MUTUAL LIFE INS. CO. Service code 15 · EIN 04-1590850	Recordkeeping	$2,490
ENVESTNET RETIREMENT SOLUTIONS, LLC4 years Service code 27 · EIN 61-1732930	Advisory (Plan)	$0
FROST BANK6+ years Filed as: FROST BROKERAGE SERVICES Service code 22 · EIN 74-2404030	Insurance Broker	$0
MASSACHUSETTS MUTUAL LIFE INS. CO.6+ years Filed as: MASS MUTUAL LIFE INSURANCE COMPANY Service code 64	Recordkeeping Fees	$0
PENTEC PENSION MANAGEMENT GROUP INC6+ years Filed as: PENTEC PENSION MANAGEMENT GROUP, IN Service code 64 · EIN 75-2776689	Recordkeeping Fees	$0
RELIANCE TRUST COMPANY6+ years Service code 25 · EIN 58-1428634	Directed Trustee	$0

Plan features & details

Pension benefit codes3D2E2F2G2J2K2A

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

4 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.
OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.
ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$18K

$71 / participant

Other / not subdivided$18K100.0%

% of EOY assets

0.438%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: MALNORY, MCNEAL, & CO. PC
Auditor EIN: 752510320
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$24,362

$305,925-92.0%

$178,503-86.4%

Participation rate

31.7%

64.3%-32.6pp

81.9%-50.2pp

Annual return

15.28%

10.58%+4.7pp

151.12%-135.8pp

Employer contribution / active EE

$480

$2,545-81.1%

$5,011-90.4%

Participant deferral / active EE

$1,165

$2,511-53.6%

$5,202-77.6%

Admin fee / account holder

$107

$21,071-99.5%

$13,987-99.2%

Provider

Service type

Compensation

MASSACHUSETTS MUTUAL LIFE INS. CO.6+ years

Filed as: MASS MUTUAL LIFE INS. CO.

Service code 15 · EIN 04-1590850

Recordkeeping

$2,490

ENVESTNET RETIREMENT SOLUTIONS, LLC4 years

Service code 27 · EIN 61-1732930

Advisory (Plan)

FROST BANK6+ years

Filed as: FROST BROKERAGE SERVICES

Service code 22 · EIN 74-2404030

Insurance Broker

MASSACHUSETTS MUTUAL LIFE INS. CO.6+ years

Filed as: MASS MUTUAL LIFE INSURANCE COMPANY

Service code 64

Recordkeeping Fees

PENTEC PENSION MANAGEMENT GROUP INC6+ years

Filed as: PENTEC PENSION MANAGEMENT GROUP, IN

Service code 64 · EIN 75-2776689

Recordkeeping Fees

RELIANCE TRUST COMPANY6+ years

Service code 25 · EIN 58-1428634

Directed Trustee

ATC 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ATC 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion