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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $361,690 | $106,749+238.8% | $145,433+148.7% | $82,448+338.7% |
| Participation rate | 97.2% | 75.6%+21.6pp | 82.1%+15.1pp | 68.1%+29.2pp |
| Annual return | 14.59% | 27.59%-13.0pp | 66.58%-52.0pp | 41.64%-27.1pp |
| Employer contribution / active EE | $12,625 | $3,444+266.5% | $4,554+177.2% | $2,551+394.9% |
| Participant deferral / active EE | $13,123 | $6,519+101.3% | $7,897+66.2% | $4,139+217.0% |
| Admin fee / account holder | $15,578 | $8,390+85.7% | $13,129+18.7% | $7,234+115.3% |