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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $341,087 | $102,422+233.0% | $147,117+131.8% | $80,959+321.3% |
| Participation rate | 86.1% | 75.9%+10.2pp | 82.2%+3.9pp | 67.7%+18.4pp |
| Annual return | 10.61% | 135.16%-124.5pp | 420.54%-409.9pp | 35.67%-25.1pp |
| Employer contribution / active EE | $11,284 | $3,717+203.5% | $4,932+128.8% | $2,757+309.3% |
| Participant deferral / active EE | $12,658 | $6,652+90.3% | $8,065+57.0% | $4,300+194.4% |
| Admin fee / account holder | $14,542 | $7,953+82.8% | $12,993+11.9% | $6,925+110.0% |