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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $370,319 | $89,367+314.4% | $141,191+162.3% | $72,975+407.5% |
| Participation rate | 88.7% | 75.1%+13.6pp | 82.5%+6.2pp | 69.5%+19.2pp |
| Annual return | 16.68% | 111.87%-95.2pp | 71.41%-54.7pp | 81.01%-64.3pp |
| Employer contribution / active EE | $8,055 | $3,115+158.6% | $4,736+70.1% | $2,440+230.1% |
| Participant deferral / active EE | $10,504 | $5,419+93.9% | $6,710+56.5% | $3,608+191.2% |
| Admin fee / account holder | $20,766 | $5,957+248.6% | $10,264+102.3% | $5,124+305.3% |