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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,897 | $76,551+268.2% | $123,894+127.5% | $62,881+348.3% |
| Participation rate | 98.5% | 73.0%+25.5pp | 81.4%+17.1pp | 69.3%+29.2pp |
| Annual return | 7.47% | 18.68%-11.2pp | 47.52%-40.0pp | 20.14%-12.7pp |
| Employer contribution / active EE | $8,372 | $2,882+190.5% | $4,617+81.3% | $2,281+267.1% |
| Participant deferral / active EE | $9,877 | $4,840+104.1% | $5,984+65.1% | $3,203+208.4% |
| Admin fee / account holder | $8,652 | $4,826+79.3% | $8,357+3.5% | $4,296+101.4% |