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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $276,933 | $93,598+195.9% | $135,974+103.7% | $75,173+268.4% |
| Participation rate | 95.5% | 75.2%+20.3pp | 81.9%+13.5pp | 67.2%+28.3pp |
| Annual return | 14.42% | 30.89%-16.5pp | 68.30%-53.9pp | 160.72%-146.3pp |
| Employer contribution / active EE | $11,029 | $3,538+211.7% | $4,859+127.0% | $2,671+312.9% |
| Participant deferral / active EE | $12,292 | $6,405+91.9% | $7,760+58.4% | $4,126+197.9% |
| Admin fee / account holder | $25,524 | $6,978+265.8% | $10,767+137.1% | $5,651+351.7% |