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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $265,557 | $72,177+267.9% | $115,038+130.8% | $59,633+345.3% |
| Participation rate | 98.5% | 72.6%+25.9pp | 81.4%+17.1pp | 68.7%+29.8pp |
| Annual return | 0.22% | 12.02%-11.8pp | 26.14%-25.9pp | 2041.45%-2041.2pp |
| Employer contribution / active EE | $11,835 | $2,841+316.5% | $4,608+156.8% | $2,203+437.3% |
| Participant deferral / active EE | $10,026 | $4,783+109.6% | $6,026+66.4% | $3,192+214.1% |
| Admin fee / account holder | $7,880 | $4,927+59.9% | $8,175-3.6% | $4,297+83.4% |