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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $359,650 | $98,766+264.1% | $149,730+140.2% | $79,852+350.4% |
| Participation rate | 90.6% | 75.8%+14.8pp | 82.5%+8.1pp | 69.6%+21.0pp |
| Annual return | 10.40% | 27.43%-17.0pp | 276.70%-266.3pp | 31.72%-21.3pp |
| Employer contribution / active EE | $10,676 | $3,217+231.9% | $4,645+129.8% | $2,471+332.0% |
| Participant deferral / active EE | $11,808 | $5,681+107.9% | $6,843+72.6% | $3,740+215.7% |
| Admin fee / account holder | $36,926 | $6,052+510.1% | $9,310+296.6% | $5,306+595.9% |