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| Provider | Service type | Compensation |
|---|---|---|
Filed as: ONEAMERICA RETIREMENT SERVICES LLC Service code 15 · EIN 46-5378846 | Recordkeeping | $80,234 |
CHARLES SCHWAB & CO., INC.7 years Filed as: CHARLES SCHWAB Service code 26 · EIN 94-1737782 | Advisory (Participants) | $69,619 |
RAYMOND JAMES FINANCIAL SERVICES9+ years Filed as: RAYMOND JAMES Service code 26 · EIN 59-1237041 | Advisory (Participants) | $56,936 |
THE BANK OF NEW YORK MELLON5 years Filed as: PERSHING Service code 26 · EIN 95-3845382 | Advisory (Participants) | $50,792 |
REGIONS BANK4 years Service code 15 1900 5TH AVENUE N · BIRMINGHAM, AL 35203 | Recordkeeping | $34,183 |
Service code 26 P O BOX 2577 · OMAHA, NE 681032577 | Advisory (Participants) | $32,562 |
WELLS FARGO BANK, N.A.7 years Filed as: WELLS FARGO Service code 26 · EIN 94-1347393 | Advisory (Participants) | $20,051 |
MORGAN STANLEY SMITH BARNEY8 years Filed as: MORGAN STANLEY Service code 26 · EIN 26-4310844 | Advisory (Participants) | $17,978 |
Filed as: FIDELITY Service code 26 · EIN 04-2882358 | Advisory (Participants) | $17,008 |
OLD GROWTH CAPITAL2 years Service code 26 1800 CITY FARM DRIVE · BATON ROUGE, LA 70806 | Advisory (Participants) | $12,799 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,801 | $47,163+306.7% | $149,696+28.1% | $74,460+157.6% |
| Participation rate | 95.6% | 63.4%+32.2pp | 78.8%+16.8pp | 70.7%+24.8pp |
| Annual return | 15.23% | 22.75%-7.5pp | 134.46%-119.2pp | 34.38%-19.1pp |
| Employer contribution / active EE | $10,635 | $1,907+457.7% | $4,821+120.6% | $2,638+303.1% |
| Participant deferral / active EE | $5,281 | $2,730+93.4% | $5,682-7.1% | $4,530+16.6% |
| Admin fee / account holder | $1,172 | $343+241.8% | $13,212-91.1% | $348+237.0% |